Home Loans

At Quick Biz Finance, we fully recognize the significance of purchasing a home and regard it as a key achievement in one’s life. Our dedication to assisting our customers in realising their homeownership aspirations is unwavering.

We provide an array of mortgage products, including both variable and fixed rate options, to give our customers the power to select a plan that aligns with their financial goals. Variable rate mortgages may offer the advantage of lower initial interest rates but be mindful that your payments may vary as market rates fluctuate. Conversely, fixed rate mortgages offer the certainty of consistent payments over a predetermined term, typically ranging from one to five years. After this term, customers can choose to secure a new fixed rate or transition to the prevailing variable rate.

We have designed our repayment plans to meet diverse requirements: the conventional principal and interest arrangement or an interest-only approach. By choosing a principal and interest repayment, your installments will contribute to reducing the loan’s balance while also covering the interest, leading to fairly consistent payments over the duration of the loan, barring any shifts in interest rates or lender fees.

If you select the interest-only option, you’ll have the opportunity to defer principal payments and concentrate solely on paying the interest for a certain period, usually between one and five years. This could lower your initial outlay, making it particularly appealing to investors or those seeking immediate financial breathing room. Nevertheless, it’s important to be prepared for a significant increase in payments once you begin to pay down the principal. Reach out to us now for further information and tailored guidance!